Private Funding Solutions.
Monterey Capital Group provides direct debt and equity capital for real estate transactions across select states. Every deal is structured individually and closed with speed, certainty, and a direct line to the decision-maker.
Direct capital. No committees. No middlemen.
$25MM+
Capital Deployed
5
Funding Programs
100%
In-House Decisions
75%
Up to LTV
Funding Solutions
We provide direct debt and equity capital for real estate transactions across select states. Every opportunity is evaluated on its own merits - the asset, the structure, the exit, and the timeline. No templates. No one-size-fits-all.
Bridge
Short-term capital to acquire, reposition, or hold a property while a long-term solution is arranged.
DSCR
Long-term financing for investment properties evaluated on cash flow, not personal income.
Fix & Flip
Capital for investors acquiring and renovating properties for resale.
Ground Up Construction
Financing for ground-up development projects from land acquisition through completion.
Equity
Preferred and co-GP structures for real estate transactions requiring equity capital.
Not sure which structure fits your deal? Get in touch and we will help you find the right approach.
How Private Funding Works
Private funding is asset-based capital structured around the deal, not the borrower's credit profile. Every transaction is evaluated on the strength of the asset, the deal structure, and the exit strategy. Monterey Capital Group works directly with borrowers, brokers, and capital partners to move from inquiry to close with speed and certainty.
Asset-based underwriting: the deal and the asset drive the decision
Debt and equity solutions: structured to fit the opportunity
Direct access: you work with principals, not loan officers or committees
Execution speed: most transactions close in days, not weeks
About Monterey Capital Group
Monterey Capital Group is a principal-led private capital firm focused on real estate-secured debt and equity transactions. We work with borrowers, brokers, and capital partners who need speed, structure, and a direct relationship with the decision-maker.We are not a bank, a mortgage company, or a brokered fund. We are a direct capital partner structured for fast decisions, clear communication, and execution certainty from first contact through close. Every transaction is reviewed and decided in-house with no committees and no unnecessary delays.We work with real estate investors, operators, and brokers across select states on bridge, DSCR, fix and flip, ground up construction, and equity transactions. Our approach is asset-focused and deal-specific. Every opportunity is evaluated on its own merits: the asset, the structure, the exit strategy, and the timeline.If you need a capital partner who can move with you, Monterey Capital Group is built for that.
Florida-based. Funding available in select states. Deal-by-deal underwriting.
Why Borrowers and Brokers Choose Monterey
Direct access to decision-makers: no loan officers, no committees, no layers
Fast feedback: every inquiry receives a response within one business day
Structured to the deal: debt and equity solutions tailored to the opportunity, not forced into a template
Execution certainty: we close what we commit to
Our Process
01
Submit
Share the basics: property details, transaction type, capital needed, and your timeline. Use the quote form or reach out directly.
02
Review
We review every submission and respond within one business day. We may follow up for additional detail on the asset, structure, or exit before issuing terms.
03
Close
Once terms are agreed, we move quickly through diligence and closing. Most transactions close within days, not weeks.
Is this a fit?
Real estate secured debt and equity transactions (residential and commercial, case-by-case)
Borrowers, brokers, and capital partners are welcome
Deals in select states
Situations where speed, structure, or credit complexity matters
Transactions with a clear asset, exit strategy, and defined capital need
Not a fit:
Owner-occupied primary residences
Unsecured or non-real estate transactions
Deals without a defined exit strategy
Borrowers unwilling to provide basic property and deal information
Ready to Get Started?
Submit the basics and we will follow up within one business day.
Get a Quote
Submit the form below and we will follow up with next steps.
Privacy Policy
Last updated: May 1, 2026
Overview
Monterey Capital Group LLC (“we,” “us,” or “our”) operates this website. This Privacy Policy explains how we collect, use, and protect information submitted through this site. By using this website, you agree to the practices described below.
Information We Collect
When you submit a quote request or contact form on this website, we may collect your name, email address, phone number, and information about the real estate transaction you are inquiring about, including property address, capital requested, and deal details. We do not collect payment information through this website.
How We Use Your Information
We use the information you provide solely to evaluate and respond to your funding inquiry. We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share information with service providers directly involved in processing or closing a transaction, including legal counsel, title companies, and appraisers, only as necessary and only in connection with an active transaction.
Cookies and Analytics
This website may use basic analytics tools to track aggregate traffic and page performance. We do not use cookies for advertising or cross-site tracking purposes. Carrd and Tally, our website and form platforms, may collect limited technical data in accordance with their own privacy policies.
Data Retention and Security
We retain inquiry information for a reasonable period to evaluate and follow up on funding requests. We take reasonable precautions to protect information submitted through this site, but no method of transmission over the internet is completely secure. We cannot guarantee the absolute security of any data transmitted to or from this website.
Contact
If you have questions about this Privacy Policy or the information we hold, please contact us at [email protected].
Terms and Conditions
Last updated: May 1, 2026
Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use this website.
No Offer to Lend or Invest
Nothing on this website constitutes an offer to lend, an offer to invest, a commitment to provide financing, or a guarantee of approval. All transactions are subject to underwriting review, property due diligence, credit evaluation, and execution of definitive transaction documents. Monterey Capital Group LLC reserves the right to decline any request at its sole discretion.
Informational Purposes Only
The content on this website is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult qualified professionals before making any financing or investment decisions. Monterey Capital Group LLC makes no representations or warranties regarding the accuracy or completeness of the information on this site.
Business Purpose Transactions
All transactions originated or facilitated by Monterey Capital Group LLC are for business purposes only and are secured by real estate. We do not originate loans for the purchase or refinance of owner-occupied primary residences. Submitting an inquiry through this website does not create a lender-borrower or investor relationship, or any obligation on the part of Monterey Capital Group LLC.
Intellectual Property
All content on this website, including the Monterey Capital Group name, logo, and written materials, is the property of Monterey Capital Group LLC and may not be reproduced, copied, or used without prior written permission.
Limitation of Liability
To the maximum extent permitted by applicable law, Monterey Capital Group LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information contained herein.
Governing Law
These Terms and Conditions are governed by the laws of the State of Florida. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts located in Florida with the venue being Miami-Dade County.
Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be effective upon posting to this page. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.
Contact
For questions regarding these Terms and Conditions, please contact us at [email protected].