Home Lending Brokers & agents Equity Investors Process Firm Contact
ENESPT
Brokers & agents

Your deal. Your fee. Protected.

Brokers and agents are the core of how we work. Register a deal, stay in the loop through closing, and get paid at the table. On purchases we work to your buyer's closing date, and we do not circumvent our referral sources.

How we work with you

Register it, then watch it close.

I.

Register the deal

Send the deal summary, or for a closing, the contract and the developer's closing notice. Your name is on the file from day one.

II.

Soft terms in 24 hours

Indicative terms within a day, and a pre-approval letter for the developer whenever a buyer needs one.

III.

Expedited diligence

Asset-based underwriting with minimal KYC, run to your buyer's closing date rather than ours.

IV.

Paid at closing

Broker fees are paid at the closing table. No invoicing, no chasing, no surprises.

Why brokers send us deals

Terms your clients can use.

I.

Foreign nationals welcome

No US credit history required, and foreign nationals qualify on the same terms as every borrower. Entity buyers welcome.

II.

Up to 65% leverage

On as-is value for bridge and acquisitions, after-repair value for fix and flip, total cost for ground-up, and value for condo closings.

III.

Rates from 8.95%

Interest only, first lien, 12 to 24 months with extensions available. Priced on the term sheet and honored at close.

IV.

Six loan programs

Buy new, buy existing, own, renovate, build, or rescue. One structure, so your client always knows where they stand.

What we need to start

Send the basics. We handle the rest.

For a new construction closing, the purchase contract and the closing notice. For everything else, the property, the basis, the requested amount, and the timeline. We answer within 24 hours with soft terms or a clear no, so you never wait on a maybe.

Soft termsWithin 24 hours
Broker feesPaid at closing
Closing dateWe work to your buyer's date
Referral sourcesNever circumvented
UnderwritingAsset-based, minimal KYC
Foreign nationalsSame terms as everyone