Privacy Policy
Effective September 26, 2026
This Privacy Policy describes how Monterey Capital Group LLC, together with its wholly owned subsidiaries Monterey Private Lending LLC and Monterey Private Equity LLC, their affiliates, and any special-purpose entities formed by any of them (collectively, "MCG", "we", "us", or "our"), collects, uses, and shares information in connection with the website located at montereycapitalgroup.com (the "Site") and our lending, equity investment, and investor relations activities.
1. Information we collect
Information you provide: when you submit an inquiry or form, contact us, or engage with us, we may collect your name, company, email address, telephone number, role, and the transaction details you provide, which may include property information, financial figures, credit score ranges, experience, citizenship status, and any other information you choose to submit. If you proceed to a transaction or investment, we collect additional information required for underwriting, subscription, and legal compliance, including know-your-customer, anti-money-laundering, and sanctions screening information. Information collected automatically: our hosting and embedded service providers may collect standard technical data such as IP address, browser and device characteristics, pages viewed, and referring pages, including through cookies or similar technologies used by those providers.
2. How we use information
We use information to evaluate and respond to inquiries; to underwrite, structure, document, close, service, and manage loans and investments; to communicate with borrowers, brokers, sponsors, and investors; to administer investor relationships, reporting, and distributions; to comply with legal, regulatory, tax, and contractual obligations, including KYC, AML, and sanctions requirements; to protect MCG's rights, security, and property; to improve the Site; and, with respect to persons who have inquired or done business with us, to send relevant communications from which you may opt out at any time.
3. How we share information
We do not sell personal information. We may share information with: our subsidiaries and affiliates, including Monterey Private Lending LLC and Monterey Private Equity LLC, for the purposes described in this Policy, since the entity that makes a loan or investment may differ from the entity you first contact; service providers that support our operations, such as form processing, email, document management, hosting, and customer relationship tools; professional advisors, including attorneys, accountants, auditors, title and escrow agents, appraisers, and insurers; transaction counterparties and capital providers where reasonably required to evaluate, document, finance, sell, or service a transaction, including warehouse lenders, loan purchasers, co-investors, and fund administrators; government authorities and other parties where required by law, subpoena, or legal process, or to protect rights and safety; and successors in connection with a merger, financing, reorganization, or sale of assets, subject to customary protections.
4. Third-party services
The Site uses third-party services that process data under their own privacy policies, which may include form infrastructure (such as Tally), hosted fonts (such as Google Fonts, which receives standard font requests including IP addresses), and our hosting and DNS providers. We encourage you to review the policies of any third-party service.
5. Data retention and security
We retain information for as long as reasonably necessary for the purposes described in this Policy, including to satisfy legal, regulatory, accounting, and audit requirements applicable to lending and securities activities, which may extend for several years after a relationship ends. We use commercially reasonable administrative, technical, and physical safeguards designed to protect information; however, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. Do not submit Social Security numbers, account credentials, or similar sensitive identifiers through the Site.
6. Your choices and rights
You may opt out of non-transactional communications at any time by following the instructions in the message or by contacting [email protected]. Depending on your state of residence, you may have rights under applicable U.S. state privacy laws, which may include the right to know, access, correct, or delete personal information, the right to opt out of certain sharing, and the right not to be discriminated against for exercising those rights. To submit a request, contact [email protected]; we may need to verify your identity before responding, and we will respond as required by applicable law. Note that information necessary for legal compliance, loan servicing, or investor administration may be exempt from deletion.
7. Children
The Site is intended for business users and is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.
8. Do Not Track; changes to this Policy
The Site does not currently respond to browser Do Not Track signals. We may update this Policy from time to time by posting a revised version with an updated effective date; material changes will be reflected on this page. Your continued use of the Site after changes become effective constitutes acceptance of the revised Policy.
9. Contact
Questions or requests regarding this Policy may be directed to Monterey Capital Group LLC, Miami, Florida, or by email to [email protected].